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Cookie Policy

Effective date: 2026-09-26 · Last updated: 2026-09-26

This Cookie Policy explains how Spend Down Calculator uses cookies and similar technologies on https://spenddowncalculator.com. It should be read together with our Privacy Policy.

1. What are cookies?

Cookies are small text files stored on your device when you visit a website. They help sites remember preferences, measure traffic, and deliver relevant advertising. We also use similar technologies such as local storage and pixel tags.

2. Types of cookies we use

Strictly necessary cookies

These cookies are required for basic site operation, such as load balancing and security. They cannot be switched off in our systems.

Analytics cookies

These cookies help us understand how visitors use the Site (pages viewed, time on page, errors). We use this data to improve calculators, guides, and blog content.

Advertising cookies

We may use Google AdSense and other advertising partners. These cookies:

  • Deliver ads on our Site and other sites you visit
  • Limit how often you see an ad
  • Measure ad performance
  • Build interest profiles for personalized advertising (where permitted)

Google and its partners may use cookies to serve ads based on your visits to this Site and other websites. Learn more at Google Advertising Policies.

3. Third-party cookies

Third parties that may set cookies when you use our Site include:

  • Google (AdSense, Analytics, and related services)
  • Hosting and content delivery providers
  • Other advertising or measurement partners we may add in the future

These third parties have their own privacy policies. We do not control their cookies.

4. How to manage cookies

You can control cookies in several ways:

  • Browser settings: Most browsers let you block or delete cookies. See your browser help menu for instructions.
  • Google Ads opt-out: Google Ads Settings
  • Industry opt-out tools: aboutads.info and networkadvertising.org

Blocking all cookies may affect site functionality. Blocking advertising cookies may result in less personalized ads but does not eliminate ads entirely.

5. Do Not Track

Some browsers send "Do Not Track" signals. There is no uniform industry standard for responding to these signals. We currently do not alter our practices solely in response to DNT signals.

6. Updates

We may update this Cookie Policy when we add new tools or partners. Check the "Last updated" date at the top of this page.

7. Contact

Questions about cookies? Email [email protected].

Related policies

  • Privacy Policy
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  • Terms of Use
  • Disclaimer
  • Contact

Free Medicaid spend-down estimates for families planning long-term care. Educational only.

Last updated: 2026-09-26 · Data as of September 2026

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Educational estimate only.This page does not decide Medicaid eligibility and is not legal or financial advice. Ohio may count an IRA differently than Florida on the same balance. Call your state Medicaid office or a NAELA attorney before you transfer property or file an application.

Official references:Medicaid.gov · CMS · SSA · eCFR

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