:root{--nav-height:4.25rem;--color-teal:#0d6e6e;--color-teal-dark:#094949;--color-teal-light:#e8f4f4;--color-gold:#c9a227;--color-gold-light:#f5ecd4;--color-bg:#f7fafa;--color-surface:#fff;--color-text:#1a2e2e;--color-muted:#5c7070;--color-border:#d4e4e4;--color-danger:#b42318;--color-warning-bg:#fff8e6;--color-warning-border:#e8c84a;--font-sans:"Segoe UI", system-ui, -apple-system, BlinkMacSystemFont, sans-serif;--font-serif:Georgia, "Times New Roman", serif;--radius:12px;--shadow:0 4px 24px #09494914;--max-width:1120px}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:var(--nav-height);-webkit-text-size-adjust:100%;text-size-adjust:100%}@media (width>=768px){:root{--nav-height:4.75rem}}[id]{scroll-margin-top:var(--nav-height)}#calculator{scroll-margin-top:calc(var(--nav-height) + 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var(--color-teal-dark));color:#fff;box-shadow:0 4px 14px #0d6e6e59}.btn-primary:hover{color:#fff;transform:translateY(-1px)}.btn-secondary{color:var(--color-teal-dark);border:2px solid var(--color-teal);box-shadow:none;background:#fff;text-decoration:none}.btn-secondary:hover{color:var(--color-teal-dark);background:var(--color-teal-light);transform:translateY(-1px)}.btn:focus-visible,a.btn:focus-visible{outline:2px solid var(--color-gold);outline-offset:3px}.content-block h2{margin-bottom:1rem}.content-block>p{color:var(--color-muted);max-width:68ch}.content-block>p:last-child{margin-bottom:0}.data-table-wrap{border-radius:var(--radius);border:1px solid var(--color-border);box-shadow:var(--shadow);margin:1.5rem 0;overflow-x:auto}.data-table{border-collapse:collapse;width:100%;font-size:.9375rem}.data-table th,.data-table td{text-align:left;border-bottom:1px solid var(--color-border);padding:.75rem .875rem}@media (width>=640px){.data-table th,.data-table td{padding:.875rem 1rem}}.data-table thead th{background:var(--color-teal);color:#fff;font-weight:600}.data-table tbody tr:last-child th,.data-table tbody tr:last-child td{border-bottom:none}.data-table tbody th{background:var(--color-teal-light);color:var(--color-teal-dark);font-weight:600}.data-table tbody tr:hover td,.data-table tbody tr:hover th{background:#f3f9f9}.data-table a{font-weight:600}.card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius);box-shadow:var(--shadow)}.disclaimer{background:var(--color-warning-bg);border:1px solid var(--color-warning-border);border-radius:var(--radius);color:#5c4a12;padding:1rem 1.25rem;font-size:.9375rem}.disclaimer strong{color:#3d3110}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.breadcrumb{overflow-wrap:anywhere;word-break:break-word}@media 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var(--color-gold);outline-offset:2px}.nav-toggle-bar[data-astro-cid-l7arcky5]{background:var(--color-teal-dark);border-radius:1px;width:1.125rem;height:2px;transition:transform .2s,opacity .2s;display:block}.navbar--dark[data-astro-cid-l7arcky5] .nav-toggle-bar[data-astro-cid-l7arcky5]{background:#fff}.nav-toggle[data-astro-cid-l7arcky5][aria-expanded=true] .nav-toggle-bar[data-astro-cid-l7arcky5]:first-child{transform:translateY(7px)rotate(45deg)}.nav-toggle[data-astro-cid-l7arcky5][aria-expanded=true] .nav-toggle-bar[data-astro-cid-l7arcky5]:nth-child(2){opacity:0}.nav-toggle[data-astro-cid-l7arcky5][aria-expanded=true] .nav-toggle-bar[data-astro-cid-l7arcky5]:nth-child(3){transform:translateY(-7px)rotate(-45deg)}.mobile-nav[data-astro-cid-l7arcky5]{background:var(--color-surface);border-bottom:1px solid var(--color-border);box-shadow:0 8px 24px #0949491a}.navbar--dark[data-astro-cid-l7arcky5] .mobile-nav[data-astro-cid-l7arcky5]{background:#073a3afa;border-bottom-color:#ffffff1a}.mobile-nav-inner[data-astro-cid-l7arcky5]{flex-direction:column;gap:.25rem;padding-block:.75rem 1rem;display:flex}.mobile-nav[data-astro-cid-l7arcky5] a[data-astro-cid-l7arcky5]{color:var(--color-text);border-radius:8px;padding:.875rem .5rem;font-size:1rem;font-weight:600;text-decoration:none;display:block}.mobile-nav[data-astro-cid-l7arcky5] a[data-astro-cid-l7arcky5]:hover{background:var(--color-teal-light);color:var(--color-teal-dark)}.navbar--dark[data-astro-cid-l7arcky5] .mobile-nav[data-astro-cid-l7arcky5] a[data-astro-cid-l7arcky5]{color:#eaf6f6}.navbar--dark[data-astro-cid-l7arcky5] .mobile-nav[data-astro-cid-l7arcky5] a[data-astro-cid-l7arcky5]:hover{color:#f5d76e;background:#ffffff14}.mobile-nav-cta[data-astro-cid-l7arcky5]{text-align:center;width:100%;margin-top:.5rem;padding:.875rem 1.25rem;text-decoration:none}.btn-gold[data-astro-cid-l7arcky5]{color:#3d3110;background:linear-gradient(135deg,#e8c84a,#c9a227);border-radius:999px;font-weight:700;text-decoration:none;box-shadow:0 4px 14px #0003}.btn-gold[data-astro-cid-l7arcky5]:hover{color:#2a2208;transform:translateY(-1px)}@media (width>=768px){.navbar-inner[data-astro-cid-l7arcky5]{gap:1rem;padding-block:.875rem}.brand-name[data-astro-cid-l7arcky5]{font-size:1rem}.brand-sub[data-astro-cid-l7arcky5]{font-size:.8125rem}.nav-links[data-astro-cid-l7arcky5]{display:flex}.nav-cta[data-astro-cid-l7arcky5]{display:inline-flex}.nav-toggle[data-astro-cid-l7arcky5],.mobile-nav[data-astro-cid-l7arcky5]{display:none!important}}.footer[data-astro-cid-jo6i4kqk]{background:var(--color-teal-dark);color:#d4ecec;margin-top:0;padding:3.5rem 0 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#ffffff1f;margin-top:2.5rem;padding-top:1.5rem;font-size:.8125rem}.footer-disclaimer[data-astro-cid-jo6i4kqk]{color:#8fb8b8;max-width:72ch;margin:0 0 1.25rem;font-size:.6875rem;line-height:1.55}.footer-disclaimer[data-astro-cid-jo6i4kqk] strong[data-astro-cid-jo6i4kqk]{color:#b8d8d8;font-weight:600}.footer-bottom[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]{color:#c9e0e0}.footer-legal-inline[data-astro-cid-jo6i4kqk]{margin:0 0 .75rem;font-size:.8125rem}.footer-legal-inline[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]{color:#c9e0e0;text-decoration:none}.footer-legal-inline[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]:hover{text-decoration:underline}.copyright[data-astro-cid-jo6i4kqk]{margin-top:0}@media (width>=640px){.footer-grid[data-astro-cid-jo6i4kqk]{grid-template-columns:repeat(2,1fr)}.footer-brand[data-astro-cid-jo6i4kqk]{grid-column:1/-1}}@media (width>=900px){.footer-grid[data-astro-cid-jo6i4kqk]{grid-template-columns:1.4fr 1fr 1fr 1fr 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